No lengthy application to fill out, just answer two quick questions, accept the terms and get a decision in seconds.
Pay now or pay over time with PayPal Credit. Subject to credit approval.
PayPal Credit is a reusable credit line available on purchases at thousands of stores that accept PayPal. It's also available for purchases on eBay and exclusively at thousands of other online stores. Plus, it comes with the same security and flexibility you trust from PayPal.
Buy now and pay over time with PayPal Credit when you spend up to $98.99. You choose how to pay
- You can pay your balance in full by the payment due date that is on your statement to avoid paying any interest.
- Or just make the minimum payments until you've paid off your purchase and pay the accumulated interest from the posting date (usually within a few days after your purchase date).
- We'll send you email reminders when your payments are due. You can also keep track of your account and view your statements online at any time.
- Interest will be charged to your account from the posting date (which is usually within a few days after the purchase date) if the purchase balance is not paid in full within 6 months.
- Getting what you want, when you want is easy with PayPal Credit.
- Log into PayPal.com to check your account information at any time to keep track and make payments.
- We'll also email you when your monthly statement is ready to help you stay on top of your purchases.
- Just be sure you pay the amount financed for this purchase in full by the promotion expiration date to avoid interest on this purchase.
- You can even use the special financing offers on multiple purchases when you spend $99 or more on each individual transaction.
- Multiple purchases of less than $99 per transaction cannot be combined to meet the minimum purchase amount.
- If you don't want to pay before the promotional period ends, you will owe the interest that has accumulated at an Annual Percentage Rate (APR) of 19.99% starting from the posting date (which is usually within a few days after the purchase date).
- This accumulated or deferred interest will get added onto your account balance when the promotional period for this purchase expires if the balance is not paid in full.
- Deferred interest amounts and expiration dates are available online and on your statements, so you can stay in control of your money.
More Payment Flexibility
Pay now or over time. You decide what's best for you.
Easy, Fast Checkout
There's no credit card needed, and no account numbers to enter. Get in, get out and get on with your life.
Manage Your Accounts in One Place
By simply logging into PayPal.com, you can keep track of all your PayPal and PayPal Credit transactions at any time. Plus, we will email you when your monthly statement is ready so you can stay on top of your payments.
It's safer and more secure. Eligible purchases are backed by PayPal Purchase Protection.
PayPal Credit is subject to credit approval as determined by the lender, Comenity Capital Bank, and is available to US customers who are of legal age in their state of residence. You must pay with PayPal Credit to get the offers. Minimum purchase required is before shipping and tax. Offers not valid on previous purchases, returns or exchanges. Promotional offers may not be available for purchases made on a mobile device.